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There is no way around it. If you smoke you’ll pay more for life insurance vs non-smokers. Paying more for life insurance isn’t limited to cigarette smokers. Applicants who use tobacco products like chew tobacco, vape, and use recreational marijuana will also pay higher premiums. Why? Insurance companies in general, especially those providing life…
→ Read MorePurchasing auto insurance comes with a variety of unique factors and requirements based on who is buying the coverage, the state where the policy is being issued and the company selling the policy. Sometimes, state authorities demand that individuals take out a minimum amount of coverage and file documentation to affirm they have a policy….
→ Read MoreThe motorcycle lifestyle is exciting, liberating, and fun. But it’s also very dangerous. There are anywhere from 80,000 to 100,000 injuries and 4,000 to 6,000 deaths per year related to motorcycle accidents. If you currently own a motorcycle, recently bought one, or are thinking about buying one, you should learn as much as you can…
→ Read MoreMotorcycle insurance is like it sounds: an insurance coverage policy to protect drivers, passengers, the motorcycle itself, as well as additional damages that may occur. But choosing the right type of coverage is comparable to choosing car insurance. A policy should be selected based on the unique financial and personal situation of the policyholder. Table…
→ Read MoreAuto insurance is the law. This applies to personal vehicles, and it also applies to cars, vans, and trucks that are used for commercial purposes. Commercial auto usage typically entails greater risk than personal use, so separate policies are required for personal and commercial coverage. It’s important to note that this is true for both…
→ Read MoreIt’s been a long day; you just want to kick off your shoes and relax as soon as you get home. But as soon as you turn onto your street, you realize that part of the roof has caved in under the crushing weight of the winter snowfall. You wander around the back only to…
→ Read MoreUnlike auto insurance, homeowner’s insurance is not a legal requirement in any U.S. state. However, these coverages can offer an incredible level of protection for the price, and most banks and lenders require you to have coverage if you finance your home through them. Although your coverage level should be based on your state and…
→ Read MoreIf you own a home, you must protect your investment with a dependable homeowner’s insurance policy. Otherwise, you risk huge expenses if something goes wrong or could lose everything in the event of catastrophic weather. But where do you start to find a trustworthy plan from a reliable insurance provider? Progressive is an insurance company…
→ Read MoreIf you’re looking for information about People’s Trust Insurance grab a cup of coffee and dig in! Why? Because you should NEVER purchase an insurance policy without doing your due diligence. The carrier you pick is an extraordinarily important decision for both you and your family. Let’s face it, no one wants to wind up…
→ Read MoreYour home is your safe place – where you go to rest from the cares of the world, relax and protect those all-important personal possessions. Unfortunately, your sanctuary isn’t invulnerable; fire, theft, water damage and devastating storms can turn things upside down in short order. That’s where homeowners insurance has your back. Although it’s not…
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