What is a car insurance deductible, and how does it work?

If you are ever in a car accident or your car is damaged, you may want to use your car insurance to help cover the necessary repairs. But what is a car insurance deductible? How does a car insurance deductible work? Before your car insurance makes any payments for coverage, you will have to meet…

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Is it bad to add a driver to car insurance?

Is it bad for your rates to add a driver to car insurance? The answer will likely depend on the driver, as the car insurance company underwrites them the same as anyone else. If the new applicant poses a lower risk, you could get more affordable rates than two separate policies. However, if the risk…

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Is Full Coverage Really Full?

Liability, comprehensive, collision, full coverage — what’s the difference? Liability coverage will pay to repair damage that’s caused to others by you. Comprehensive coverage encompasses all accidents that are not listed as a collision, and collision coverage includes protection for at-fault or no-fault accidents. Full coverage insurance is a combination of liability, comprehensive, and collision…

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Noblr Car Insurance Review for 2025

Owned by USAA car insurance company, Noblr sells only usage-based insurance (UBI) policies to USAA members. Noblr car insurance rates are broken into a fixed and variable monthly rate based on your real-time driver score. In this Noblr car insurance review, learn what driving habits the mobile app tracks, discover how your data is used,…

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Clearcover Car Insurance Review for 2025

Clearcover car insurance company launched in 2016 and is quickly becoming one of the most popular insurers because of its competitive rates and wide range of coverages. But is Clearcover insurance right for you? Finding the right insurance company involves some shopping around. You’ll get the best rates when you compare Clearcover against the best…

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Root Car Insurance Review for 2025

We know shopping for car insurance coverage can be overwhelming, and you want to make sure you’re picking from the best auto insurance companies. But how do you know which companies are the best, or are at least the best fit for you? The answer to this question is more complicated than just looking at…

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How Long Do You Have to Have Life Insurance Before You Die?

Life insurance is one of the best ways to provide for your loved ones financially after you pass away. A life insurance payout to your beneficiary (or beneficiaries) helps them pay for your end-of-life medical bills and funeral, as well as mortgage payments, college expenses, or whatever else they might need. But what happens if…

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Can you buy life insurance on someone else?

Can you buy life insurance on someone else? If you can prove that you have an insurable interest in that person, you can likely get a life insurance policy taken out on them. You’ll also need that person’s permission. Insurance companies also ask that the insured individual goes into a medical exam for underwriting to…

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What does pet insurance cover?

If you have a furry friend, you are probably concerned with the best ways to keep your pet healthy, happy, and safe. Many pet owners are curious about pet insurance for dogs and cats.  What does pet insurance cover? If you’re not sure, you’re not alone. Millions of Americans wonder if they should purchase dog…

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